Answers about Business Accounts
Can the bank change the terms of a business checking account?
Generally, a financial institution can change the terms of a business checking account as long as the bank notifies account holders at least 30 days before implementing a change to the bank's Funds Availability policy.
Exception: Any change that expedites (speeds up) the availability of funds—a positive impact for the consumer—may be disclosed not later than 30 days after implementation.
See additional questions under Bank Accounts – Funds Availability