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Information was added to my periodic statement notifying me of the London Interbank Offered Rate (LIBOR) transition to my existing loan.  Do I need to take any action?

Generally, no. If you have questions about changes to your loan, however, you should contact your bank or servicer directly.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.

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